Five New York-Based Insurance Carriers That Are Leading the Pack

When we talk about the advantages we offer our clients at J. Hoffman Insurance, the 26 insurance carriers we represent are at the top of the list. Did you know that nearly a quarter of those carriers are specific only to New York — and as a result, allow us to offer quality coverage at highly aggressive pricing to our NY-based clients? They are! Read on and let us introduce our five New York-based insurance carriers, and what they offer, to you.


From personal lines to commercial lines of all kinds… these five insurance companies have a long history of protecting New Yorkers’ homes and businesses with top notch coverage at pricing they can afford!



New York Central Mutual


New York Central Mutual (NYCM Insurance) Insurance is a property and casualty insurance company located in central New York.


Just before the turn of the 20th century, the quiet upstate New York Village of Edmeston became home to an innovative new enterprise — New York Central Mutual Fire Insurance Company.


Established in 1899, New York Central Mutual Fire Insurance Company quickly proved to its policyholders the company’s dedication to strength, security and service on their behalf.


Since then, NYCM has established its presence as a leading personal lines insurance carrier in New York. Additionally, NYCM offers customized policies at competitive pricing for commercial buildings.





Located right here in Orange County, The Mid-Hudson Co-Operative Insurance Company has been insuring New York residents and businesses since 1900. Formed for the purpose of insuring properties at a reasonable cost, Mid-Hudson is chartered to write insurance exclusively throughout New York State.


Since its inception at the turn of the 20th century, Mid-Hudson Co-Operative has evolved and expanded numerous times, both geographically and in the types of coverage they offer, to meet the growing personal and commercial lines #insurance needs of NY State residents and businesses. Today, Mid-Hudson provides thorough and competitively priced insurance coverage for Farmowners, Homeowners, Mobile Homeowners, Landlord, Business Owners and Commercial Multi-Peril policies.


If your personal or professional insurance needs fit any of those named above, consider learning more about how Mid-Hudson can protect what’s most important to you. Feel free to give us a call for a quote. We would be happy to help.



Located on the northern border of Greene County, Eastern Mutual Insurance has called Greenville, NY home since 1855. Founded on the concept of “neighbors helping neighbors,” Eastern Mutual provides cost effective, innovative insurance solutions for individuals and small businesses in upstate eastern New York.


Small business coverage is a specialty at Eastern Mutual. Individually customized programs can be obtained for family restaurants, beauty shops, barber shops, office buildings, museums, cemeteries, convenience stores, as well as a wide variety of retail and service establishments.


Likewise, the company has a customized, competitively priced program for hobby farmers as well as a traditional Farmowner policy for the dairy farmer, beef farmer, vegetable or crop farmer with an option to cover farmers markets and roadside stands, as well as some unique farm exposures such as deer, elk, llama, and emu farms.


Eastern Mutual’s Inland Marine products include unique exposures such as antique tractors, fine arts, antiques, collectibles, livestock and farm machinery.


Finally, the company prides itself on customer service that exceeds their clients’ expectations, and responding to claims quickly, efficiently and with compassion and understanding.



Adirondack Insurance Exchange is a full-service property-casualty insurance company focused exclusively on providing New York State residents with affordable insurance protection and world-class service.

As an Adirondack Insurance Exchange customer, you own a stake in the company and gain special benefits you won't find with traditional insurers, such as roadside assistance, identity theft resolution service, access to travel assistance and more!

In addition to offering customizable home and automobile coverage, Adirondack offers their proprietary OneChoice CustomPac policy.

OneChoice CustomPac combines your home (or condominium), personal property, automobile, watercraft and liability coverage in one policy — and provides the added convenience of just one bill. It also features a single deductible for any loss involving both your home and your auto.

Want to hear more? Give us a call at 845-239-4787 so we can determine how Adirondack Insurance Exchange can help you protect your most valuable assets.



Located on western border of Allegany County in Cuba, New York, Allegany Insurance Group provides a competitive and stable range of insurance products that offer great value and protection for New York based residents and businesses.


Dedicated to providing leading-edge product selection, exceptional personal service and automation to their personal and commercial lines clients – Allegany’s company motto is “STABILITY. SECURITY. INTEGRITY.”


Personal Lines coverage offered by Allegany includes Standard Homeowners, Non-Standard Homeowners, Preferred Homeowners, Tenant Homeowners, Seasonal Homeowners, Landlord, Mobile Homeowners and Dwelling Fire.

Allegany also offers a variety of commercial products, including Businessowners, Inland Marine, Farmowners, Artisan and Commercial Packages.


If you have questions or would like to discuss the offerings of one of these insurance carriers further, please feel free to reach out by phone or email: 845-239-4787 or